You’ve seen the ads on TV. Every major insurance company has a popular discount program – Progressive, Allstate, State Farm, and the list goes on. But if you live in North Carolina, you’re out of luck. Those discounts aren’t available here. You can’t even get discounts available to members of the military or students who earn good grades. That needs to change. North Carolina drivers deserve the same discounts that are available to drivers in other states.
When North Carolina drivers are involved in an accident, insurance premiums go through the roof. A recent study found that North Carolina drivers who cause $2,000 worth of damage see their insurance premiums increase 47% on average. That’s the fourth highest in the nation.
Why? Because North Carolina is the only state in the country that requires companies to automatically raise your premiums when you have an accident, regardless of the circumstances or your driving history.
North Carolina drivers should be protected from unfair rate increases. That’s why we support legislation that requires all proposed rate increases to be reviewed and approved by the Insurance Commissioner before they go into effect. That means that Commissioner Wayne Goodwin can continue to protect consumers from any rate increases that he believes are unfair.
Here’s one example of how the North Carolina system penalizes drivers. When an elderly woman with a clean driving record had a small fender bender, her insurance premiums automatically jumped 63% for three years. Click here to read more true stories.
Tell your legislator that North Carolina drivers deserve better. Making popular discount programs available will let good drivers save money and reduce the cost of auto insurance. Click here to contact your legislator and make your voice heard.